Harpoon Pricing & Plans 2026

Complete pricing breakdown for Harpoon. Compare plans, features, and find the best value.

4.3 Our Rating
| subscription pricing
Starting from Free
Free tier available Try Harpoon
💡 Quick Answer

How much does Harpoon cost in 2026?

Harpoon offers a FREE plan. Paid plans start at $9/month. 5 plans are available with monthly billing.

Free Tier Yes ✓
Starting Price Free
Plans 5 tiers
Billing Monthly/Annual
🆓 Starting Price Free
📋 Plans Available 5 plans
💸 Annual Discount Save 20%
🎯 Best For Freelancers seeking profitable growth

💰 Harpoon Cost Calculator

See exactly what you'll pay based on your team size

users

Freelancer

$0 /month $0/year
$19/user × 5 users
  • Unlimited clients
  • Time tracking
  • Invoicing

Studio

$0 /month $0/year
$39/user × 5 users
  • Multiple team members
  • Advanced reporting
  • Project scheduling

Agency

$0 /month $0/year
$99/user × 5 users
  • Up to 20 team members
  • Advanced analytics
  • Custom reporting
💡 Annual billing saves ~20% ($0/year)
🎯 For teams of 5, we recommend the Basic plan

💰 Prices last verified: March 9, 2026

Harpoon Plans & Pricing

Free Trial

Free

What's included:

  • 14-day trial
  • All features included
  • No credit card required

Starter

$9 /mo

Save ~20% with annual billing

What's included:

  • Up to 3 clients
  • Basic time tracking
  • Invoicing

Studio

$39 /mo

Save ~20% with annual billing

What's included:

  • Multiple team members
  • Advanced reporting
  • Project scheduling
  • Cash flow predictions

Agency

$99 /mo

Save ~20% with annual billing

What's included:

  • Up to 20 team members
  • Advanced analytics
  • Custom reporting
  • $5 per additional user
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.

How Harpoon Pricing Compares

Tool Starting Price Free Tier Best For
Harpoon Current Free Freelancers seeking profitable growth
Zoho Invoice Free Small businesses needing professional invoicing Compare
FreshBooks $23/mo Freelancers and consultants Compare
Wave Free Small business owners starting out with limited budgets Compare
Invoice Ninja Free Freelancers and consultants Compare
Bonsai $15/mo Freelancers and consultants needing quick proposals, contracts, and invoicing Compare

Is Harpoon Worth the Price?

Harpoon offers a straightforward, transparent pricing model designed to accommodate businesses of various sizes and complexity levels. Unlike many competitors that impose complex tiering structures, Harpoon focuses on providing comprehensive features across all plans, with pricing primarily scaling based on team size and user requirements.

The entry-level Starter plan, priced at $9 per month, caters to individual freelancers and offers core functionality with limitations on client numbers. This plan is ideal for solo professionals looking to streamline their financial management without significant investment. For most small teams and growing businesses, the Freelancer plan at $19 per month provides unlimited clients, projects, and essential features.

One notable pricing advantage is Harpoon's annual billing option, which offers a substantial 21% discount. This means the Freelancer plan effectively costs around $15 per month when paid annually, providing meaningful savings for long-term users. Additionally, the platform charges a modest $5 per additional team member beyond the initial users, maintaining transparency and predictability.

For larger organizations requiring more advanced capabilities, Harpoon offers custom enterprise solutions with personalized pricing. These plans include enhanced security, dedicated support, and potential integrations tailored to complex business needs. The company's commitment to no hidden fees and flexible cancellation policies further enhances its value proposition.

Features by Plan

Feature Free TrialStarterFreelancerStudioAgency
Time Tracking Track time across projects and clients
Invoicing Professional invoice generation and management
Financial Forecasting Plan and predict future revenue streams
Project Scheduling Schedule projects and estimate cash flow
The Harpoon Method Four-rule system for financial clarity
SSL Encryption Secure data protection like online banking
Stripe Integration Secure payment processing for client payments
Team Management Studio and Agency plans only
Dashboard Analytics Key business metrics at a glance
No Software Installation Web-based platform with automatic updates

Harpoon Pros & Cons

Great Value If You Need

  • Unique focus on financial forecasting and profitability
  • Simple four-rule methodology for business management
  • 14-day free trial with no credit card required
  • 21% discount for annual billing

Consider Alternatives If

  • Starter plan limited to only 3 clients
  • No free permanent plan available
  • Additional team members cost $5 each beyond 20 users
  • May be too simple for complex enterprise needs

Our Verdict

Harpoon offers excellent value with its free tier and competitive paid plans. It's best suited for Freelancers seeking profitable growth and Small agencies and design studios. Starting at $9/mo, it's accessible for most budgets.

Our Rating 4.3/5

Harpoon Pricing Verdict

Harpoon represents a significant leap forward in financial management software for creative professionals and service-based businesses. By combining robust time tracking, invoicing, and predictive financial modeling, the platform offers a holistic solution that goes beyond traditional accounting tools.

Its strongest attributes include intuitive design, comprehensive forecasting capabilities, and a clear commitment to helping businesses grow strategically. While the pricing might seem slightly premium for solo freelancers, the value proposition becomes increasingly compelling for teams and agencies seeking sophisticated financial management.

We recommend Harpoon most highly for freelancers and small teams in creative industries who want more than basic invoicing—those seeking a tool that helps them understand and shape their financial future. The 14-day free trial provides an excellent opportunity to evaluate whether the platform meets your specific needs.

Final Rating: 9.2/10 - An exceptional financial management solution with powerful forecasting tools and user-friendly design.

Harpoon Pricing FAQ

How much does Harpoon cost in 2026?

Harpoon offers a FREE plan with 14-day trial. Paid plans start at $9/month.

Does Harpoon have a free plan or free tier?

Yes! Harpoon offers a free Free Trial plan that includes: 14-day trial, All features included, No credit card required. Perfect for freelancers seeking profitable growth.

What are the limits of Harpoon's free plan?

The Free Trial plan (Free) includes: 14-day trial; All features included; No credit card required. Upgrade to paid plans for more features and higher limits.

Is Harpoon worth it for small teams and personal use?

Harpoon is excellent for small teams thanks to its free tier. Best for: Freelancers seeking profitable growth and Small agencies and design studios. Rated 4.3/5.

Harpoon vs Zoho Invoice pricing — which is cheaper?

Harpoon starts at Free vs Zoho Invoice at Free. Harpoon is more affordable. Compare features side-by-side to decide.

Does Harpoon offer discounts for annual billing?

Yes, most invoicing tools including Harpoon offer 10-20% discounts when you pay annually instead of monthly. This can save you approximately $22 per year depending on your plan.

AM
Alex Morgan Senior SaaS Analyst

Alex has spent over 8 years analyzing and comparing business software solutions. With a background in enterprise software sales and product management...

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