Free Trial
Free
What's included:
- 14-day trial
- All features included
- No credit card required
H
Harpoon Pricing in 2026
Complete pricing breakdown for Harpoon. Compare plans, features, and find the best value.
Quick Answer
How much does Harpoon cost in 2026?
Harpoon offers a FREE plan. Paid plans start at $9/month. 5 plans are available with monthly billing.
Free Tier Yes ✓
Starting Price Free
Plans 5 tiers
Billing Monthly/Annual
Starting Price Free
Plans Available 5 plans
Annual Discount Save 20%
Best For Freelancers seeking profitable growth
💰 Harpoon Cost Calculator
See exactly what you'll pay based on your team size
Most Popular
Starter
$0 /month $0/year
$9/user × 5 users
- Up to 3 clients
- Basic time tracking
- Invoicing
Freelancer
$0 /month $0/year
$19/user × 5 users
- Unlimited clients
- Time tracking
- Invoicing
Studio
$0 /month $0/year
$39/user × 5 users
- Multiple team members
- Advanced reporting
- Project scheduling
Agency
$0 /month $0/year
$99/user × 5 users
- Up to 20 team members
- Advanced analytics
- Custom reporting
Annual billing saves ~20% ($0/year)
For teams of 5, we recommend the Basic plan
| Plan | Price | Key Features |
|---|---|---|
| Free Trial | Free | 14-day trial, All features included |
| Starter | $9/mo | Up to 3 clients, Basic time tracking |
| Freelancer ★ | $19/mo | Unlimited clients, Time tracking |
| Studio | $39/mo | Multiple team members, Advanced reporting |
| Agency | $99/mo | Up to 20 team members, Advanced analytics |
Harpoon Plans & Pricing
Starter
$9 /mo
Save ~20% with annual billing
What's included:
- Up to 3 clients
- Basic time tracking
- Invoicing
Freelancer
$19 /mo
Save ~20% with annual billing
What's included:
- Unlimited clients
- Time tracking
- Invoicing
- Financial forecasting
Studio
$39 /mo
Save ~20% with annual billing
What's included:
- Multiple team members
- Advanced reporting
- Project scheduling
- Cash flow predictions
Agency
$99 /mo
Save ~20% with annual billing
What's included:
- Up to 20 team members
- Advanced analytics
- Custom reporting
- $5 per additional user
Prices shown are for monthly billing. Annual plans typically offer 10-20% savings.
How Harpoon Pricing Compares
| Tool | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|
| H Harpoon Current | Free | Freelancers seeking profitable growth | ||
| Z Zoho Invoice | Free | Small businesses needing professional invoicing | Compare | |
| F FreshBooks | $23/mo | Freelancers and consultants | Compare | |
| FB FreshBooks | $21/mo | Freelancers and solopreneurs managing invoicing and expenses | Compare | |
| X Xero | $25/mo | Small businesses | Compare | |
| Wa Wave Accounting | Free | Freelancers and solopreneurs tracking income and expenses | Compare |
Is Harpoon Worth the Price?
From $9/mo
Budget-Friendly
Harpoon offers excellent value with a generous free tier and affordable paid plans starting at $9/mo. The free plan provides a solid foundation, making it easy to evaluate before committing. With 1 tiers available, there's a plan for most budgets.
Best Value Tier
Free plan — Free Trial tier provides core functionality at no cost
When NOT to Pay for Harpoon
Many clients or large client base
The Starter plan is restricted to only 3 clients, making it unsuitable for agencies or freelancers with larger client bases. This is a hard ceiling that forces expensive plan upgrades.
Compare Wave pricingBudget-conscious startups or testing phase
Unlike competitors like Wave, Harpoon has no free permanent plan available. This eliminates it for budget-conscious startups or those testing the platform before committing financially.
Compare Wave pricingNeed for extensive integrations
Harpoon has limited integrations compared to premium accounting software, which may create workflow friction if you rely on specialized tools. The integration ecosystem is not as robust as competitors.
Compare Zoho Invoice pricingGrowing teams with many users
Additional team members cost $5 each beyond 20 users, which can become expensive quickly for growing teams. The pricing structure is based on the number of users rather than features.
Compare QuickBooks pricingIs Harpoon Worth the Price?
Harpoon offers a straightforward, transparent pricing model designed to accommodate businesses of various sizes and complexity levels. Unlike many competitors that impose complex tiering structures, Harpoon focuses on providing comprehensive features across all plans, with pricing primarily scaling based on team size and user requirements.
The entry-level Starter plan, priced at $9 per month, caters to individual freelancers and offers core functionality with limitations on client numbers. This plan is ideal for solo professionals looking to streamline their financial management without significant investment. For most small teams and growing businesses, the Freelancer plan at $19 per month provides unlimited clients, projects, and essential features.
One notable pricing advantage is Harpoon's annual billing option, which offers a substantial 21% discount. This means the Freelancer plan effectively costs around $15 per month when paid annually, providing meaningful savings for long-term users. Additionally, the platform charges a modest $5 per additional team member beyond the initial users, maintaining transparency and predictability.
For larger organizations requiring more advanced capabilities, Harpoon offers custom enterprise solutions with personalized pricing. These plans include enhanced security, dedicated support, and potential integrations tailored to complex business needs. The company's commitment to no hidden fees and flexible cancellation policies further enhances its value proposition.
Features by Plan
| Feature | Free Trial | Starter | Freelancer | Studio | Agency |
|---|---|---|---|---|---|
| Time Tracking Track time across projects and clients | |||||
| Invoicing Professional invoice generation and management | |||||
| Financial Forecasting Plan and predict future revenue streams | |||||
| Project Scheduling Schedule projects and estimate cash flow | |||||
| The Harpoon Method Four-rule system for financial clarity | |||||
| SSL Encryption Secure data protection like online banking | |||||
| Stripe Integration Secure payment processing for client payments | |||||
| Team Management Studio and Agency plans only | |||||
| Dashboard Analytics Key business metrics at a glance | |||||
| No Software Installation Web-based platform with automatic updates |
Harpoon Pros & Cons
Great Value If You Need
- Unique focus on financial forecasting and profitability
- Simple four-rule methodology for business management
- 14-day free trial with no credit card required
- 21% discount for annual billing
Consider Alternatives If
- Starter plan limited to only 3 clients
- No free permanent plan available
- Additional team members cost $5 each beyond 20 users
- May be too simple for complex enterprise needs
Our Verdict
Harpoon offers excellent value with its free tier and competitive paid plans. It's best suited for Freelancers seeking profitable growth and Small agencies and design studios. Starting at $9/mo, it's accessible for most budgets.
Our Rating 4.3/5
Harpoon Pricing Verdict
Harpoon represents a significant leap forward in financial management software for creative professionals and service-based businesses. By combining robust time tracking, invoicing, and predictive financial modeling, the platform offers a holistic solution that goes beyond traditional accounting tools.
Its strongest attributes include intuitive design, comprehensive forecasting capabilities, and a clear commitment to helping businesses grow strategically. While the pricing might seem slightly premium for solo freelancers, the value proposition becomes increasingly compelling for teams and agencies seeking sophisticated financial management.
We recommend Harpoon most highly for freelancers and small teams in creative industries who want more than basic invoicing—those seeking a tool that helps them understand and shape their financial future. The 14-day free trial provides an excellent opportunity to evaluate whether the platform meets your specific needs.
Final Rating: 9.2/10 - An exceptional financial management solution with powerful forecasting tools and user-friendly design.
Related to Harpoon
Harpoon Price vs Competitors
W Wave Similar Price
Similar pricing at Free. Consider if: many clients or large client base.
Compare pricing Z Zoho Invoice Similar Price
Similar pricing at Free. Consider if: need for extensive integrations.
Compare pricing Q QuickBooks More Expensive
Starts at $38/mo — pricier but recommended when: growing teams with many users.
Compare pricingHarpoon Pricing FAQ
How much does Harpoon cost in 2026?
Harpoon offers a FREE plan with 14-day trial. Paid plans start at $9/month.
Does Harpoon have a free plan or free tier?
Yes! Harpoon offers a free Free Trial plan that includes: 14-day trial, All features included, No credit card required. Perfect for freelancers seeking profitable growth.
What are the limits of Harpoon's free plan?
The Free Trial plan (Free) includes: 14-day trial; All features included; No credit card required. Upgrade to paid plans for more features and higher limits.
Is Harpoon worth it for small teams and personal use?
Harpoon is excellent for small teams thanks to its free tier. Best for: Freelancers seeking profitable growth and Small agencies and design studios. Rated 4.3/5.
Harpoon vs Zoho Invoice pricing — which is cheaper?
Harpoon starts at Free vs Zoho Invoice at Free. Harpoon is more affordable. Compare features side-by-side to decide.
Does Harpoon offer discounts for annual billing?
Yes, most invoicing tools including Harpoon offer 10-20% discounts when you pay annually instead of monthly. This can save you approximately $22 per year depending on your plan.